The UL EMV Personalization Validation Tool checks the personalization of EMV cards, covering all major payment schemes for contact or contactless cards and mobile applications. The tool has been developed in close cooperation with Visa, MasterCard and JCB. It has officially been confirmed and used by Visa and JCB. It is also the first tool officially qualified as a MasterCard card personalization validation (CPV) testing tool to prepare a formal certification. Available modules include
The UL EMV Personalization Validation Tool provides issuers, card personalization bureaus and card manufacturers with a comprehensive assessment and validation tool for personalizing contact or contactless payment cards and mobile payment applications. With easy-to-use and reliable functionality, the tool tests EMV payment products according to mandatory card personalization regulations from payment associations. The tool validates personalization profiles for all major payment schemes, including
- MasterCard CPV
- Discover & Diners Club
- American Express
With just one click of a button, users can store, validate, retrieve and examine all personalization data from EMV smart card applications, including chip, magnetic stripe, embossing data, asymmetric keys and PIN. Easy-to-follow wizard support provides user guidance and clear explanations throughout. The tool’s explorer functionality provides a clear view of all personalization data on an EMV Card and explains it in detail. The validation functionality checks the correctness of a card application personalization and provides full, readable reports, including explanations of errors and observations found. Users can easily check the correctness of any EMV card application personalization according to the latest test specifications from EMVCo, MasterCard, Visa, JCB, Discover, Union Pay and others. Along with up-to-date and relevant test specifications, this comprehensive tool also provides utilities to check mobile payment parameters for secure element- and cloud-based payment products.