The UL Digital Enablement Test Tool provides a complete and automated test environment to support implementation of cloud-based or HCE-based mobile payment systems, as well as systems that are reliant on hardware based secure elements. Configuration of digital enablement services of the payment network, as well as changes in your issuing infrastructure are supported in this tool.
Through extensive technical expertise in the world of digital transactions and our understanding of the product development process, UL is an expert partner for mobile payment product testing and certification.
Mobile payments, whether the service is cloud- or host card emulation (HCE)-based or relies on hardware secure elements, can be deployed using existing digital enablement services from payment networks including MasterCard Digital Enablement Service (MDES), Visa Token Service (VTS), Visa Europe Payment Token Service (VEPTS) and other proprietary technologies (including Trusted Service Managers). The deployment process involves both configuration of on-behalf services of the payment network as well as changes in the issuing infrastructure.
Fully integrated and automated, the UL Digital Enablement Test Tool eases the preparation process for integration with MDES, VTS, VEPTS and any other digital enablement service. The tool provides independent verification of implementation, streamlines deployment and enables banks to stay current with evolving specifications in the consumer payment technology domain.